0% intro APR for as much as 21 months (on each purchases and steadiness transfers) — That is the place The Wells Fargo Replicate℠ Card is tough to beat. The cardboard begins with a 0% intro APR on purchases and qualifying steadiness transfers for 18 months. To make it even higher, you may get an intro APR extension of as much as three months, for a complete of 21 months. All it’s worthwhile to do is make on-time minimal funds throughout the intro and extension durations.
It is value noting that the intro APR applies to steadiness transfers made throughout the first 120 days of opening the account. There’s additionally a steadiness switch price of three% ($5 minimal) on transfers made throughout the first 120 days and 5% ($5 minimal) on transfers made after that. These price quantities are customary amongst steadiness switch bank cards.
No annual price — The Wells Fargo Replicate℠ Card cuts charges in the best locations. Working example, the cardboard has no annual price.
Cellphone safety — Whenever you pay your month-to-month cellphone invoice together with your eligible Wells Fargo bank card, you rise up to $600 of cellphone safety (topic to a $25 deductible). That is a kind of underrated bank card perks. You need not pay for cellphone insurance coverage out of pocket, since this card consists of safety already.
Particular gives — By way of My Wells Fargo Offers, you possibly can earn money again assertion credit on procuring, eating, and experiences that you just pay for together with your eligible Wells Fargo card.